AB.MONEY app Terms of use and Conditions Welcome to AB.MONEY User Agreement (is a Public Offer)1. General Terms and ConditionsAcknowledgment1.1. The Platform (the Website and the Apps) is supported by
AB.Brand Corp, a Delaware corporation, having its principal place of business at 12430 PARK POTOMAC AVE UNIT 122, POTOMAC, MD 20854 (hereinafter “AB.MONEY” or “we”, “Company”).
1.2. The terms of this User Agreement governing the use of the Platform and the agreement that operates between You and the Company. These User Agreement set out the rights and obligations of all users regarding the use of the Platform. Your access to and use of the Platform is conditioned on Your acceptance of and compliance with these User Agreement.
1.3. The terms of use and conditions, specified in this Agreement apply to all visitors, users and others who access or use the Platform. By accessing or using the Platform, You agree to be bound by User Agreement. If You disagree with any part of User Agreement then You may not access the Platform. You represent that you are over the age of 13. The Company does not permit those under 13 to use the Platform. Your access to and use of the Platform is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Platform or the Website or Apps and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Platform.
1.4. Our platform is a set of APIs, SDKs, tools, plugins, software code, technologies, content and services (hereinafter the “Platform”). Under this User Agreement, we shall provide you with access to the Platform, and you shall use it in strict compliance with the terms and conditions of the User Agreement described below.
1.5. You are reading the User Agreement (hereinafter the “Agreement”) that shall govern the relations between you and us and set out the terms and conditions upon which you may access and use the Platform, our websites, services, applications, products and content (hereinafter jointly the “Services”). For the purposes of this Agreement, the words “you”, “your” and the “User” shall mean you as a user of the services.
If you access or use the services on behalf of an enterprise or an entity, (a) “you” and “your” shall mean a legal entity or an entity, (b) you warrant that you are an authorized representative of the enterprise or a person authorized by that legal entity to accept this Agreement and to consent to these terms and conditions on its behalf, and (c) your business or entity is legally and financially liable for accessing or using our services and for accessing or using your account by any other persons related to your entity, including employees, agents or contractors.
By reviewing and acknowledging the terms of this User Agreement and the Privacy Policy available at
http://abmeditations.com, as well as this Agreement itself at
https://abmeditations.com/termsofuse_and_conditions, you agree to the processing of your personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR), the UK GDPR, and the California Consumer Privacy Act (CCPA/CPRA).
You must accept this Agreement by clicking the “соглашаюсь” button or a similar button. This action shall constitute your acceptance of our offer and entry into a binding contract with us, obliging you to comply with the terms of this Agreement.
Your actual use of the Platform, including use without registering an account where technically permitted, shall also be deemed acceptance of this Agreement.
By accessing the Platform and using the Services, you acknowledge that you have read and agree with the Privacy Policy
https://abmeditations.com/privacy_policy, which is an integral part of this User Agreement.
1.6. By signing up for the Platform, you acknowledge that you are of the eligible age for signing up in accordance with the applicable laws Privacy Policy and/or have obtained all necessary consents (for example, of your parents) in all respects in accordance with the applicable laws, among other things, for the purposes of compliance with data protection laws. Otherwise, signing up for the Platform and its use are prohibited.
1.7. This Agreement, the Privacy Policy, and any other applicable agreements or terms and conditions incorporated herein by reference can be found directly on the Platform, in the relevant app store or Google Play store on your mobile device where the Platform is available for download.
In addition, the User Agreement is available on our official website at
https://abmeditations.com, as well as via the Telegram bot @abmoney_subscription_bot, which also enables you to purchase access to the Platform.
You may print or locally save copies of the Agreement and the Privacy Policy for your reference.
Official download links for the Application:On the App Store: https://apps.apple.com/az/app/ab-money/id1567820703On Google Play: https://play.google.com/store/apps/details?id=agency.ab.money1.8. If you fail to comply with this Agreement or any other applicable terms and conditions, we may suspend or terminate your account as described below.
1.9. For your convenience, we have compiled as the Glossary all terms used in the Agreement and annexes to it.
1.10. From time to time, we make amendments to this Agreement and Privacy Policy the and any other legally binding documents, for example, when we update and expand the functionality of our Platform or when there is a change in the legislation. We will use reasonable efforts to notify all Users of any material changes to this Agreement and other documents within a reasonable timeframe, for example, by means of a notice on our Platform or by e-mail. However, you should regularly review the terms and conditions in order to check for such changes.
Your continued access to or use of the Platform after the date of the new terms and conditions shall constitute your acceptance of them. If you do not agree to a new version of the Agreement or other terms and conditions or rules, you must stop using our Platform.
2. Terms and Conditions of Use2.1.
Your Account2.1.1.
Access to the Service. Subject to your compliance with these Terms and Conditions of Use (including any other applicable terms and conditions), we grant to you limited, non-exclusive, revocable permission to make personal, use of the Platform and the Content. This Access shall remain in effect unless and until terminated by you or Company. You agree that you will not redistribute or transfer the Platform or the Content. The Company software applications and the Content are licensed, not sold or transferred to you, and AB.MONEY
and its licensors retain ownership of all copies of the AB.MONEY software applications and Content even after installation on your devices.
2.1.2.
Account Registration. To access certain services or features on the Platform, you must create an Account. Account registration begins when you enter your valid email address in the application. Once your email is submitted, you may be prompted to complete your user profile (Account) within the app by providing accurate, complete, and up-to-date information, which may include your name, username, and other optional details.
When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Platform.You are responsible for safeguarding the access to the Platform and for any activities or actions under Your access, whether Your access is with Our Platform or a Third-Party Social Media Service. You agree not to disclose Your access to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.
We may request additional information from you to support your registration or personalize your experience. You are solely responsible for all activity that occurs under your Account. Any actions taken through your device are presumed to be made by you.
We are not liable for unauthorized access to or use of your Account, including unauthorized use caused by failure to secure your login credentials or device.
If you encounter any issues related to your Account, please contact us at
ab.brandpay@gmail.com.
2.2.
Access to the PlatformTypes of Access. By accepting this User Agreement, you may be granted access to the Platform in connection with specific sales campaigns, product releases, or Subscription plans. The types of access may include:
(a)
Free AccessOnce registered, you may access a limited set of features and Content available on the Platform free of charge. This free access is granted under a non-exclusive, royalty-free license for personal, non-commercial use, in accordance with U.S. law and the terms of this Agreement. The scope of free access may be changed by us at any time.
Free access to selected portions of the Platform is granted upon installing the Platform and registering an Account, subject to the following conditions:
- Compliance with this User Agreement;
- Operational availability of the Platform;
- No withdrawal of consent to personal data processing;
- No cancellation of your acceptance of this Agreement or request for a refund;
- The Platform is installed on your personal smartphone or tablet.
(b)
Paid Access (Subscription)To access additional Content and Features beyond the free tier, you must purchase a Subscription. A Subscription is activated after successful registration (if not already completed) and full payment of the applicable fee.
By purchasing a Subscription, you receive:
- access to a curated set of Content and Features as described at the time of purchase;
- the right to use them solely for personal, non-commercial purposes;
- unlimited viewing and/or listening during the active Subscription period.
Access via SubscriptionSubscription-based access provides paid, personal, non-transferable access to designated Content and Features for a fixed duration with no limit on the number of views or plays. Subscription offerings may vary in term length, content scope, and available features.
Subscription access becomes active only when:
- All applicable terms of this Agreement are fulfilled;
- Full payment is received;
- The Platform is installed and functioning;
- Your consent to data processing and acceptance of this Agreement remain valid and unrevoked.
The specific Subscription plans, pricing, and conditions are detailed in Appendix No. 2 to this User Agreement.
Subscription Auto-RenewalAuto-Renewal is a complimentary feature that may be enabled by default when you subscribe. It automatically extends your Subscription for the same term and charges your selected payment method without additional action from you.
You agree to Auto-Renewal when you:
- Enter your card details during checkout, or
- Use your Google Play or Apple App Store account (linked to a saved payment method) to subscribe on a mobile device.
The renewal price will match your previous Subscription cost as displayed in your Account.
To cancel Auto-Renewal, you must disable it in your Account settings or notify us in writing. If you disable it less than 24 hours before your current Subscription expires, we do not guarantee that the renewal will be stopped in time.
We reserve the right to disable Auto-Renewal for any user, at any time, without prior notice.
(c)
Access to Specific Paid ProjectsAccess to time-limited or project-based paid content may be granted starting from the project release date announced on our Platform, and only if the same conditions above are met, including full payment.
The detailed terms, duration, content description, and any special conditions applicable to each Specific Paid Project shall be set forth in separate appendices to this User Agreement, if and when such projects are organized.
Access Delivery. Access to the Platform is granted automatically upon accepting this Agreement for free services, and upon confirmed payment for paid services or subscriptions.
Login credentials are the email address details provided at registration. Access Duration. The duration of access to paid features or specific projects is determined at the time of purchase and displayed in the applicable offer on our website.Subscription-based access is limited to the prepaid term, typically 30 calendar days, unless otherwise specified at the time of purchase.
2.3.
Subscription Terms:(a) Subscription pricing is displayed on the Platform, our website, or within your Account. Pricing may vary depending on plan type, duration, and included Content or Features.
(b) Available Subscription durations are presented during the checkout process.
(c) Your Subscription starts as soon as payment is completed and access is granted.
(d) Payments may be made only through the methods provided within the Platform or on our website or through the methods provided within Telegram-bot @abmoney_subscription_bot.
(e) In certain cases, and subject to your agreement with your mobile carrier, payment may be made through direct carrier billing. This requires an active agreement between us and the carrier.
(f) Except for payments processed through Google Play or Apple’s App Store using your saved payment methods, we may change or update payment processors at our discretion without prior notice.
(g) If you pay through Apple store or Google play, your payment is governed by those platforms’ policies. You are responsible for resolving any payment issues directly with the relevant provider.
(h) All Subscription payments are final and non-refundable, unless required by law or explicitly stated otherwise in the Refund Policy (Appendix No. 3 to this Agreement), which is an integral part hereof. this Agreement. Because access is provided to digital Content, the Subscription cannot be canceled once activated.
(i) By purchasing a Subscription, you agree to enable auto-renewal, unless you turn it off before the end of the current billing cycle.
(j) If auto-renewal fails after three consecutive attempts (e.g., due to an expired or blocked card), we may notify you and suspend your access until payment is completed. Sending such notice is optional.
(k) Any fees imposed by your card-issuing bank or payment provider are your responsibility.
(l) Payment made through any supported method is considered payment made directly to us.
(m) Activation of your Subscription may be delayed due to processing time by external payment providers.
(n) We do not issue invoices or billing statements for individual Subscriptions.
(o) By completing your payment, you agree to the Content and Features included in the selected Subscription plan. We may add, remove, or modify included Content or Features at any time without notice. It is your responsibility to review the current offering before purchasing.
(p) We reserve the right to change Subscription pricing at any time without prior notice.
(q) If a Subscription is activated due to a technical or pricing error, we may cancel it and refund the charged amount to your original payment method.
(r) We are not responsible for your inability to make payment. You may only purchase Subscriptions at the rates available at the time of your transaction.
(s) A complete list of active Subscription plans, pricing, and conditions is provided in Appendix No.2 to this Agreement.
3. Platform RulesOn the Platform, you may use all functionality of the Platform that is available to you subject to your age limits.
4. Financing our Platform. Our Fee.4.1.
License and Compensation. Access to the Platform is provided on the basis of a non-exclusive, non-transferable license granted to you for personal, non-commercial use. This license is subject to the functional capabilities of the Platform and may be offered:
- Free of charge, for access to a limited set of Content and Features, immediately upon Account registration;
- For a fee, in the form of:
(a) permanent access to paid features;
(b) limited-time access to paid projects;
(c) or a recurring Subscription.
Each of these access types is governed by the terms outlined in this Agreement and may be subject to separate access conditions as described on our website or within the Platform at the time of purchase.
4.2.
Pricing and Changes. The fees applicable to each type of access (the “Fee”) are displayed on our website and/or within the Platform. These fees may vary based on:
- the type and scope of Content and Features offered (in according with Appendix 2 to this Agreement);
- the Subscription period (in according with Appendix 2 to this Agreement);
- or access duration to specific paid projects.
We reserve the right to modify pricing at our sole discretion without prior notice. Any new prices apply only to future purchases and do not affect fees already paid. Subscription prices are valid for 30 calendar days from publication and apply prospectively. Paid access remains valid for the entire period covered by the original payment.
All fees are denominated in U.S. dollars (USD) or another applicable currency based on your location or payment provider.
4.3.
Payment Methods. Payment may be made through:
- manual payment through our support or manager via PayPal, Zelle, or SWIFT transfer - available only through direct communication with our team and not supported as an automated method. This method requires coordination with our team via email or messaging platform and may involve individual instructions and timelines;
- third-party processors such as Apple’s App Store or Google Play;
- other supported payment methods shown during checkout.
You may also pay by invoice or business card if acting on behalf of a company or registered business. For users purchasing through Apple or Google, payments are governed by the applicable platform’s terms.
All payments must be completed before access is granted. We are not responsible for delays caused by third-party processors or financial institutions.
4.4. Payment Confirmation and Delivery. You will be granted access to the purchased Content, Features, or Subscription after we receive confirmation of successful payment from the applicable payment processor. Login credentials or access information will be sent to the email address associated with your Account. You are solely responsible for ensuring the accuracy of your payment details and contact information. We are not responsible for any losses resulting from incorrect payment data.
You are responsible for any Taxes and must pay for Paid Service without any reduction for Taxes. If we are obligated to collect or pay Taxes in connection with the Paid Services, the Taxes will be charged to you. You must comply with any and all applicable tax laws, including the reporting and payment of any Taxes arising in connection with your subscription of Paid Services.
4.5. Fees, Taxes, and Third-Party Charges. All platform fees are exclusive of:
- transaction fees charged by your bank or payment provider; - applicable sales taxes, VAT, or other legally required duties. These charges are your responsibility and are not included in the Fee displayed at checkout unless explicitly stated. We do not collect or remit taxes on your behalf unless required by law.
4.6. Termination of Access Upon Refund. Unless otherwise required by applicable law or the the Refund Policy, all payments are non-refundable, including Subscription fees and one-time purchases.
Once access to the Platform or any paid Content has been granted, the license is deemed delivered in full and cannot be canceled or refunded. In the event of a refund granted by our discretion or as required by law, all granted access will be revoked within one (1) calendar day, and cannot be restored.
4.7. Proof of Payment and Records. You are responsible for retaining all payment confirmations and receipts throughout your use of the Platform. Upon our reasonable request, you agree to provide such documents for verification purposes. 4.8. Completion of Payment Obligation
Your payment obligation is considered fulfilled once: - funds have been received by us through an authorized processor; - or payment is confirmed by the Platform’s payment integration (Google, Apple, Stripe, etc.). We reserve the right to delay access to paid services until payment is verified.
4.9. Term of Use. Your right to use the Platform’s paid Features and Content remains valid for the term of your Subscription or access period, unless otherwise terminated in accordance with this Agreement. Your license is valid only while the Agreement is in force and may be revoked if terminated earlier.
5. Granting License Rights to the Platform5.1. We respect intellectual property rights and ask you to do the same. Your access to and use of the Services shall be conditional upon your consent not to use the Platform for the purpose of infringing any intellectual property rights. We reserve the right to block access to the Platform and/or to delete the account of any User that infringes or allegedly infringes any copyright or other intellectual property rights, without a notice, at any time and at our sole discretion.
5.2.
Granting you License Rights to Use the Platform.
License and Ownership. We represent and warrant that we hold all lawful rights necessary to grant you a non-exclusive license to use the AB.MONEY Platform under the terms of this Agreement. All rights to the Platform and its components are owned by us or licensed to us under sublicensable agreements, including open-source licenses such as LGPL, BSD, MIT, and others.
5.3.
Platform Availability and Functionality. We will make reasonable efforts to maintain the stability, performance, and continuous improvement of the Platform, including the correction of any known defects. However, the Platform is provided “as is”, and we make no guarantees that it will be error-free or uninterrupted. Specifically:
- We do not guarantee the absence of bugs or technical faults;
- We are not responsible for compatibility with your devices, operating systems, or third-party software;
- We are not liable for any direct or indirect losses arising from the use of the Platform;
- We are not liable for service interruptions caused by power outages, network failures, malware, unauthorized access attempts, or third-party attacks on our infrastructure.
5.4.
Technical Requirements. We guarantee the Platform will be operational on supported operating systems, provided you use up-to-date versions as specified in he current technical documentation.
We may update technical requirements for your device’s operating system. If so, you will need to update your operating system to continue using the Platform.
5.5.
License Scope and Limitation. We grant you a non-exclusive, non-transferable, royalty-free license to use the Platform solely in accordance with this Agreement. This license may be offered free of charge (for limited functionality) or as part of a paid plan or Subscription. We reserve the right to modify, expand, or limit the scope of the Platform’s features and content at any time, without notice.
5.6.
Copyright PolicyIntellectual Property InfringementWe respect the intellectual property rights of others. It is Our policy to respond to any claim that Content posted on the Platform infringes a copyright or other intellectual property infringement of any person. If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through the Platform, You must submit Your notice in writing to the attention of our copyright agent via email at ab.brandpay@gmail.comand include in Your notice a detailed description of the alleged infringement. You may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Content is infringing Your copyright.
DMCA Notice and DMCA Procedure for Copyright Infringement ClaimsYou may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest;
- A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
- Identification of the URL or other specific location on the Platform where the material that You claim is infringing is located;
- Your address, telephone number, and email address;
- A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyright owner or authorized to act on the copyright owner's behalf.
You can contact our copyright agent via email at ab.brandpay@gmail.com. Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from the Platform.
5.7.
Links to Other Websites. Our Platform may contain links to third-party web sites or services that are not owned or controlled by the Company. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.
5.8.
Prohibited Activities. You shall retain from activity listed below:
- Illegal or unlawful activity;
- Attempts to reuse any intellectual property;
- Decompile, disassemble, or reverse engineer the app;
- To share an account or content without authorization;
- Collect usernames or personal data of other users;
- To trick, harass, defraud, or mislead other users;
Interact, manipulate, or interfere with the security or software outside of its intended use;
- To disparage, tarnish, or otherwise harm the site in any manner.
Involvement in prohibit activity will let to termination of Your Account.
5.9.
Access Restriction and Termination. We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach the User Agreement. Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your Account, You may simply discontinue using the Platform.
We may immediately suspend or revoke your access to the Platform if we determine that:
- You have violated the terms of this Agreement;
- Your actions are fraudulent, abusive, or harmful to the Platform, our systems, or our brand reputation.
Suspension of access does not require prior notice and may be applied to part or all of the services made available to you under any Subscription.
We also reserve the right to limit or block access to specific Channels, which may be associated with certain Subscription tiers, if we determine that users of such Channels are in violation of the applicable Channel rules or policies. Blocking access to a Channel does not constitute termination of your license to the Platform as a whole and shall not be considered a breach of our obligations under this Agreement.
5.9.
Communications and Advertising. By accepting this Agreement, you consent to receive operational, technical, and promotional communications from us within the Platform or via your registered contact information. These may include:
- System messages and service announcements;
- Transactional emails;
- In-app notifications or banners;
- Marketing or advertising messages.
You may manage your communication preferences through your account settings or by contacting us directly. We do not share your personal data with third-party advertisers without your consent, and all data is processed in accordance with our Privacy Policy.
5.10. Personal Data Processing. We may process your personal data in accordance with applicable data privacy laws and our Privacy Policy, which is an integral part of this Agreement. Please review the Privacy Policy to understand how we collect, store, and use your information.
5.11.
Assignment of Rights. We reserve the right to assign or transfer our rights and obligations under this Agreement to any third party in the context of a business transfer, merger, acquisition, or service provision, without requiring your additional consent. This assignment will not affect your rights under this Agreement.
6. User Rights and Responsibilities 6.1. User Rights and Responsibilities. Permitted Use You may use the Platform in accordance with the terms of this Agreement and solely for its intended personal, non-commercial purposes. Your use must comply with applicable laws and regulations of the United States and must not violate the rights of any third party. 6.2. Platform Access and Support
You have the right to access the Platform in accordance with your selected Subscription plan and to receive technical support if Platform-related issues occur. You may contact our support team for assistance at
ab.brandpay@gmail.com6.3.
Data PrivacyWe are committed to the protection of your personal data to the extent required under applicable privacy laws, including but not limited to the
California Consumer Privacy Act (CCPA/CPRA). For more details, please refer to our Privacy Policy.
6.4.
User CommitmentsBy using the Platform, you agree to the following:
- You will comply with all terms of this Agreement and with all applicable law;
- You will not use the Platform for any purpose other than personal, non-commercial use;
- You will not attempt to destabilize, disrupt, hack, decompile, reverse engineer, or otherwise interfere with the Platform, its features, source code, or associated systems;
- You will not disable or circumvent any digital rights management (DRM), encryption, or security mechanisms within the Platform;
- You will not attempt to modify or alter any part of the Platform;
- You agree not to use the Platform in any manner not explicitly permitted by this Agreement;
- You are responsible for ensuring that your own devices are secure and protected against malware, viruses, and other threats that could interfere with your use of the Platform;
- You agree to indemnify us for any losses or damages (including lost profits or reputational harm) caused by your breach of this Agreement or violation of intellectual property rights associated with the Platform.
6.5.
Device Limitation. Your access to the Platform is limited to a maximum of two (2) personal devices. If you exceed this limit, we reserve the right to suspend or permanently revoke your access without refund or reinstatement
6.6.
Refund Requests. You may be eligible for a refund of Subscription fees only in limited and exceptional cases as defined in the applicable Refund Policy (see Appendix No. 3). All refund requests are subject to verification and approval.
6.7.
Media and Publicity ConsentBy accepting this Agreement, you grant us the right, free of charge, to use the following, in connection with promotional materials or social media posts published via:
- our official Instagram accounts (https://instagram.com/ab.money_,https://instagram.com/sashabelair_),
- our official Telegram channels and the AB.MONEY Platform, and our company website(s)
You grant us permission to use:- your profile photo (avatar);
- your video appearance (visual likeness);
- your name, surname, nicknameand testimonial, including reviews or comments you submitted about the Platform or any services offered by us.
This media usage authorization may be revoked at any time by emailing us at ab.brandpay@gmail.com
6.8.
Marketing Communications. You consent to receive informational and promotional messages via email or mobile message to the contact information provided at registration. You may unsubscribe from such communications at any time by following the opt-out instructions or contacting us directly at ab.brandpay@gmail.com.
6.9.
Compliance with Channel Rules. If your Subscription includes access to a Channel (a content environment provided as part of your paid plan), you must comply with the published rules of that Channel. Rules are available directly within the Channel interface.
Violation of Channel rules may result in immediate suspension or permanent restriction of access to that Channel, without the right to reinstatement or refund. Restriction of access to a Channel does not affect your overall license to the Platform unless otherwise stated.
6.10.
Personal Data Processing. Data is processed in accordance with our Privacy Policy and applicable data privacy laws.
7. Warranties and Liability7.1.
Your Warranties and Liability. You warrant that you have all powers and capacity required to enter into this Agreement and other rules, terms and conditions and shall be liable for assessing the accuracy, completeness and fitness of all opinions, estimates, services and other information, quality and functions of the goods provided through the Platform.
You may not transfer your rights or obligations under this Agreement without our consent.
Breach of Agreement. Each party is responsible for fulfilling its obligations under this Agreement. A party that fails to perform or improperly performs its obligations shall be liable for any damages caused to the other party as a direct result of such non-performance or breach, to the extent permitted by applicable law.
No Warranty of Fitness for User’s Expectations. You acknowledge that you are aware of the key functional characteristics of the Platform. We make no guarantees that the Platform will meet your expectations, deliver specific results, or operate without issue on your personal devices or systems.
To the maximum extent permitted by applicable law, we shall not be liable for:
- any direct, indirect, incidental, special, consequential, or exemplary damages;
- lost profits, business interruption, or loss of business information;
- data loss, loss of opportunity, or reputational harm;
- damages arising from negligence or other legal theories;
- inability to use the Platform for any reason.
Use of the Platform is at your own risk and is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied.
7.2.
Limitation of Liability. To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Platform, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.
Except as explicitly stated in this Agreement, both parties’ liability for any damages under this Agreement shall be limited to the total amount paid by the User for the use of the Platform during the twelve (12) months preceding the claim, to the extent permitted by law. This limitation does not apply to willful misconduct, gross negligence, or violations of applicable law.
Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Platform, or the information, content, and materials or products included thereon; (ii) that the Platform will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the; Platform or (iv) that the Platform, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, time bombs or other harmful components. Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
Force Majeure. We and you shall not be held liable for any failure or delay in performing obligations under this Agreement if such failure is caused by events beyond reasonable control, including but not limited to:
- natural disasters (e.g., flood, fire, earthquake, landslide);
- war, civil unrest, or acts of terrorism;
- governmental actions or regulatory restrictions;
- industry-wide or regional labor strikes;
- pandemics, epidemics, or global health emergencies;
- failure of third-party data centers or internet infrastructure beyond our control.
Such events will be considered force majeure only if they were unforeseeable and unavoidable through commercially reasonable efforts.
Exclusions from Force MajeureThe following events do not qualify as force majeure:
- business risks, including breach of contract by suppliers or subcontractors;
- financial or economic downturns;
- currency devaluation or exchange rate fluctuations;
- lack of funds or budgetary limitations;
- criminal acts by unknown third parties;
- foreseeable disruptions in technology infrastructure.
Notice of Force MajeureIf a party is affected by a force majeure event, it must promptly notify the other party in writing. The notice must include:
- a description of the nature of the event;
- reasonable evidence or documentation (if available);
- an assessment of its impact on performance of obligations under this Agreement.
Failure to provide timely notice may limit the ability to claim force majeure.
Channel Restrictions and Violations. If you violate the published rules of any Channel associated with your Subscription, we reserve the right to suspend or terminate your access to that Channel without refund or reinstatement. Channel rules are defined and updated within each Channel interface. Termination of Channel access does not affect your license to the Platform as a whole and shall not be considered a breach of this Agreement on our part.
7.2.
Disputes Resolution. If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.
7.3.
Applicable Law and Jurisdiction. This Agreement, its subject matter and content shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law provisions, unless otherwise expressly provided by applicable law.
All disputes between the parties arising out of or relating to this Agreement shall be resolved through good-faith correspondence and negotiations as part of a mandatory pre-litigation procedure. If the parties are unable to reach an agreement within sixty (60) calendar days from the date on which one party receives a written claim from the other, the dispute shall be submitted to a court of competent jurisdiction located in the State of Delaware, and such court shall have exclusive jurisdiction, to the extent permitted by applicable law. Jurisdiction of any other courts is excluded unless otherwise required by mandatory provisions of applicable law.
7.5.
Governing Law in Use of Platform. The laws of the State of Delaware, excluding its conflicts of law rules, shall govern these Terms and your use of the Platform. However, depending on your location, your use of the Platform may also be subject to additional mandatory provisions of local, state, national, or international law.
7.6.
For European Union (EU) Users. If you are a consumer residing in the European Union, you will benefit from any mandatory provisions of the law of the country in which you are habitually resident. Nothing in this Agreement shall affect your rights under such mandatory consumer protection laws.
7.7.
United States Legal Compliance. You represent and warrant that:
(i) You are not located in a country that is subject to a United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country; and
(ii) You are not listed on any United States government list of prohibited or restricted parties.
7.8.
Entire Agreement. This Agreement (including all rules, terms and conditions) shall constitute the entire legal agreement between you and AB.MONEY, govern your use of the Services/ Platform and supersede in full any prior agreements between you and AB.MONEY in relation to our Services/Platform.
7.9.
Waiver. Our failure to enforce any provision of this Agreement shall not be construed as a waiver of such provision or right.
7.10.
Safety. We do not warrant that our Services will be safe or free from any bugs or viruses. You shall be liable for configuring your information systems, computer programs and the Platform to access our Services. You must use your own anti-virus software.
7.11.
Partial Invalidity. If a court having jurisdiction to rule on this matter determines that any provision of this Agreement is invalid, such provision will be deleted from the Agreement without affecting the remaining part of this Agreement and other provisions will remain valid and enforceable.
7.12.
CommunicationAny notices may be sent by one party to the other party:
- By e-mail to the e-mail address of the User specified by him/her when signing up or to the e-mail address of ab.brandpay@gmail.com;
- In the form of a message to the User’s mobile phone number: by the User’s phone number specified by him/her when signing up;
- To the Notifications section of the User’s personal profile on the Platform.
8. Additional Terms and Conditions—App Stores. To the extent permitted by applicable law, the following additional terms and conditions shall apply when accessing the Platform through certain devices.
8.1.
Apple Products Note. By downloading our Platform to devices manufactured by Apple, Inc. (hereinafter “Apple”) or from the Apple AppStore, you acknowledge and agree that:
- This Agreement shall be valid between AB.MONEY and you; Apple shall not be a party to this Agreement;
- License granted to you under this Agreement shall be limited to your personal, limited, non-exclusive, non-transferable right to install the Platform on Apple devices that you own or control for your personal, non-commercial use in accordance with the Terms and Conditions of Use set out in the terms and conditions of Apple AppStore services;
- Apple shall not be liable for the Platform or its content and is not obliged to provide any services for maintaining or supporting the Platform;
- To the fullest extent permitted by applicable law, Apple will have no other warranty obligations with respect to the Platform;
- Apple shall not be liable for any claims of yours or of any third parties that relate to the Platform, your possession or use of the Platform, including, without limitation, (a) claims related to the product quality; (b) any claims to the effect that the Platform does not comply with all applicable laws and regulatory requirements; and (c) claims arising from consumer rights protection or from applying similar legislation;
- If any third party alleges that the Platform or your possession and use of the Platform infringes such third party’s intellectual property rights, Apple shall not be liable for investigating, defending, settling, or rejecting such intellectual property infringement claim.
8.2.
Google Play. By downloading the Platform from the Google Play operated by Google, Inc. or one of its affiliates (hereinafter “Google”), you acknowledge and agree that:
- In the event of a conflict between (a) the Google Play User Agreement, the Google Play Business and Program Policy or any other agreements that Google determines by default as the end-user license of the Google Play App Store (jointly referred to as the “Google Play Agreements”), and (b) other terms and provisions of this Agreement, the Google Play Agreements will apply to the use of the Platform that you downloaded from Google Play; and
- Google shall not assume any liability or obligations whatsoever arising out of AB.MONEY’s or your (or any other User’s) compliance or failure to comply with this Agreement or the Google Play Agreements.
9. Account deletion initiated by the User9. 1. The User may at any time initiate the deletion of his account.
9.2. If the User changes his mind and wants to restore the account, he can send a request for restoration in the User's profile within 30 calendar days after deletion. After 30 days, the User's account is deleted without the possibility of recovery
9.3. If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
10. Contact Us Email: ab.brandpay@gmail.com