AB.MONEY app Privacy Policy
Last modified: July 15, 2025

Introduction
AB.Brand Corp, a Delaware corporation, having its principal place of business at 12430 PARK POTOMAC AVE UNIT 122, POTOMAC, MD 20854 ("Company" or "We") respects your privacy and are committed to protecting it through our compliance with this policy.
This Privacy Policy is part of our group of Policies as set out in our Terms of use  which provides information that is likely to be useful to complement this Privacy Policy.
This Privacy Policy aims to give you information on how collects and process your personal data through your use of our website located at https://abmeditations.com/ (the “Website”) and the associated mobile application known as AB.Money, ( the “App”) including any data you may provide through website or app when you sign up to our newsletter, purchase a product or services.
Throughout this Privacy Policy, the term “Services” refers collectively to the Website and the App (including all related content and features), and our associated digital platforms such as the Telegram bot @abmoney_pro_bot.,@abmoney_subscription_bot.
 This policy also describes:
-                 The types of information we may collect or that you may provide when you purchase, download, install, register with, access, or use the “Website” or the "App".
-                Our practices for collecting, using, maintaining, protecting, and disclosing that information.

We have produced this Privacy Policy to communicate and explain how we process personal information that we collect about you when you use the Website or the App and interact with us such as:
-                how we collect information about you;
-                how we use information we collect;
-                how we control your information;
-                how we store and secure your information;
-                how your information is shared;
-                how we transfer your information to other countries; and
-                additional information we think might be useful to you.
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it.

By downloading, registering with, or using the Website or the App, you agree to this Privacy policy.

This policy may change from time to time.

Your continued use of the Website or the App after we revise this policy means you accept those changes, so please check the policy periodically for updates.
If you do not agree with our policies and practices, do not download, register with, or use the Website or the App.

Contact details If you have any questions about this privacy policy or our privacy practices, please contact us at ab.brandpay@gmail.com
Information We Collect and How We Collect It. We collect information from and about users of the Website or the App:

-                 Directly from you when you provide it to us;
-                 Automatically when you use the Website or the App;
-                Any third party, including through any application or content (including advertising) that may link to or be accessible from or through the Website or App, including telegram @abmoney_pro_bot and @abmoney_subscription_bot.

It does not apply to information collected by:
-                Us offline or through any other means, including on any other website operated by any third party.

Information You Provide to Us:
When you download, register with, or use our the Website or the App, including telegram @abmoney_pro_bot, @abmoney_subscription_botor upload your content we may ask you provide some information:
-                By which you may be personally identified, such as your name, surname, email address, postal address, telephone number, or any other identifier by which you may be contacted online or offline and ANY OTHER INFORMATION THE WEBSITE OR THE APP COLLECTS THAT IS DEFINED AS PERSONAL OR PERSONALLY IDENTIFIABLE INFORMATION UNDER AN APPLICABLE LAW ("personal information").
-                That you provide for profile creation and personalization, such as:
1)             A personal photo or an option to select a default avatar used in the Website or the App;
2)             Your first and last name;
3)             Your Instagram handle (entered without "@");
4)             Your Telegram username (entered without "@");
5)             Your date of birth;
6)             Your biography, with an open text field for any information you wish to share;
7)             Your country and city of residence;
8)             Your professional field or area of activity;
9)             Your income range, selectable from predefined intervals.
That is about you but individually does not identify you.
This information includes:
-                Information that you provide by filling in forms in the Website or the App, including telegram @abmoney_pro_bot. This includes information provided at the time of registering to use the Website or the App, including telegram @abmoney_pro_bot, @abmoney_subscription_bot subscribing to our service afters, posting material or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, or when you report a problem with the Website or the App.
-                 Records and copies of your correspondence (including email addresses and phone numbers), if you contact us.
-                Your responses to surveys that we might ask you to complete for research purposes.
-                Details of transactions you carry out through the Website or the App, including telegram @abmoney_subscription_bot and of the fulfillment of your orders. You may be required to provide financial information before or after placing an order through the App, including telegram @abmoney_subscription_bot.
You have choices about the use of personal information which we hold about you. You can access, update and request the removal of the information we hold about you. If you don’t agree with the Policies, please do not access or use the Website or the App, including telegram @abmoney_subscription_bot, @abmoney_pro_bot, or interact with us.
Automatic Information Collection and Tracking:

When you download, access, and use the Website or the App, they may use technology to automatically collect:
-                 Usage Details. When you access and use the Website or the App, we may automatically collect certain details of your access to and use of the Website or the App (or telegram bot) including traffic data, logs, and other communication data and the resources that you access and use on or through the Website or the App.
-                 Device Information. We may collect information about your mobile device and internet connection, including the device's operating system, browser type, mobile network information.
If you do not want us to collect this information do not download the Website or the App or delete it from your device

Information Collection and Tracking Technologies:

The technologies we use for automatic information collection may include:
-                Cookies (or mobile cookies). A cookie is a small file placed on your smartphone or laptop. It may be possible to refuse to accept mobile cookies by activating the appropriate setting on your smartphone. However, if you select this setting you may be unable to access certain parts of our App.
-                Web Beacons. Pages of the Website or the App and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company.

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website or App. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to the Website or the App.
We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.


Third-Party Information Collection:

When you use the Website or the App or its content, certain third parties may use automatic   information collection technologies to collect information about you or your device.

Some content or applications, including advertisements, on  the Website or the App are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities overtime and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

These third parties may include: (a) Analytics companies, (b) Advertisers, ad networks, and ad servers, (c) Your mobile device manufacturer, (d) Your mobile service provider.

Children Under the Age of 13:
Our Website and App are not intended for children under 13 years of age.
No one under age 13 may provide any information to the Website or the App. We do not knowingly collect personal information from children under 13.
 If you are under 13, do not use or provide any information on the Website or the App or through any of its features, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at ab.brandpay@gmail.com
How We Use Your Information:
We use information that we collect about you or that you provide to us, including any personal information, to:
-                Allow users to create accounts and to use the Website or the App and Services there;
-                Provide you with the Website or the App and their contents, and any other information, products or services that you request from us.
-                Fulfill any other purpose for which you provide it.
-                Give you notices about your account/subscription, including expiration and renewal notices.
-                Carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
-                Notify you when the Website or the App updates are available, and of changes to any products or services we offer or provide though it.
-                To enable and process in-app purchases, including transactions made via the Apple App Store and Google Play Store, and to facilitate support related to such purchases
The usage information we collect is essential for providing you with access to the core features of the Website or the App and ensuring its stable, secure, and personalized operation. In particular, this information allows us to:
-                Recognize you when you use the Website or the App enabling seamless login and personalized interaction;
-                Authenticate your identity and ensure that only authorized users can access specific functionality and services;
-                Allow you to use the full functionality of the Website or the App, including features that depend on personalization or prior usage;
-                Estimate our audience size and understand usage patterns to improve performance and plan updates;
-                Store your preferences and settings so we can tailor the the Website or the App content and layout to your individual interests;
-                Speed up your searches and other actions by remembering recent activity and optimizing performance;
-                Enhance your overall experience with a more responsive, relevant, and user-friendly interface.
Disclosure of Your Information:
We may disclose personal information that we collect or you provide:
-                To service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
-                To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about the Website or the App users is among the assets transferred.
-                To fulfil the purpose for which you provide it.
-                For any other purpose disclosed by us when you provide the information.
-                To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
-                To enforce our rights arising from any contracts entered into between you and us, including the Terms of use.
-                If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Companies, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.


Your Choices About Our Collection, Use, and Disclosure of Your Information
We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms we provide for you to control certain uses and disclosures over your information.
-                Tracking Technologies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies or block the use of other tracking technologies, some parts of the Website or the App may then be inaccessible or not function properly.
-                Direct Data Deletion Requests. You may also contact us at ab.brandpay@gmail.com to request the deletion and destruction of your personal data. Upon receiving your request, we will take reasonable steps to remove your information from our systems, unless retention is required by law or legitimate business interests.
Please be aware: Deleting your personal data may affect your ability to access and use our services, including core App functionality. In some cases, your account may need to be deactivated or certain features may become unavailable as a result.
Your Legal Rights:
Accessing and Correcting Your Personal Information
You can review and change your personal information by logging into the Website or the App and visiting your account profile page.
You may also send us an email at ab.brandpay@gmail.com to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

International users and International transfers of information we collect:
We operate globally  (except CIS) and in doing so we transfer personal information using service platforms and service providers so that we can deliver you the Service as described in the Policies. Some of the countries where these service providers are located and where our team members work may not have privacy and data protection laws which are similar to or as protective as the laws of the EEA or the UK. In the event of the cross-border transfer by us of personal information which we collect from the EEA, the UK or Switzerland, we ensure that appropriate safeguards for the protection of such information are in place. These may include signing the EU approved Standard Contractual Clauses, binding corporate rules or any other appropriate safeguard available from time to time to ensure adequate security for transfers of your personal information. Transfer Impact Assessments or Transfer Risk Assessments are conducted before transferring personal data to third countries. Where a recipient US organization has self-certified its compliance with EU-U.S. Data Privacy Framework Principles, transfers will be carried out according to EU-US or UK-US Data Privacy Frameworks.
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so for EU based users.


By using the Website or the App, you understand and acknowledge that your personal information will be processed and stored in our facilities and servers or in our partners ones, and may be disclosed to our service providers and affiliates in other jurisdictions
By using the Website or the App, you understand and acknowledge that your personal information may be processed, stored, or accessed in countries outside of your place of residence, including in jurisdictions that may not provide the same level of data protection as your home country.
We may transfer your personal information to our data centers, affiliates, and service providers in other jurisdictions as necessary to deliver our services, operate our platform, and comply with applicable legal requirements
For EEA, UK or Swiss users:
‍Legal basis for processing.
Our legal bases for processing your personal information include:
-                Performance of a contract with you when we provide and maintain our services. When we process account information, content, and technical information solely to provide our services to you, this information is necessary to be able to provide our services. If you do not provide this information, we may not be able to provide our services to you. Our legitimate interests in protecting our services from abuse, fraud, or security risks, or in developing, improving, or promoting our services, including when we train our models.
This may include the processing of account information, content, social information, and technical information. See here for instructions on how you can opt out of our use of your information to train our models.
-                Your consent when we ask for your consent to process your personal information for a specific purpose that we communicate to you. You have the right to withdraw your consent at any time.
-                Compliance with our legal obligations when we use your personal information to comply with applicable law or when we protect our or our affiliates’, users’, or third parties’ rights, safety, and property.
-                Data Transfers. Where required, we will use appropriate safeguards for transferring personal information outside of the EEA, Switzerland, and the UK. We will only transfer personal information pursuant to a legally valid transfer mechanism. For more information on the appropriate safeguards in place and to obtain a copy of these safeguards, please contact us at the details below.
Data Controller. For the purposes of the UK and EU General Data Protection Regulation 2018, our data controller is AB.Brand Corp, a Delaware corporation, having its principal place of business at 12430 PARK POTOMAC AVE UNIT 122, POTOMAC, MD 20854  ab.brandpay@gmail.com +1(213)397-4004.
Data Subject Rights:
If you are situated in the European Union, Switzerland, or the UK, under the GDPR, as a data subject, you have the right to:
-                Request access to your personal data (commonly known as a "data subject access request"). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
-                Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
-                Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully, or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
-                Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
-                Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data's accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise, or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
-                Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
-                Withdraw consent at anytime where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
-                To exercise your rights under the GDPR, click here or contact us by using the information in the Contacting Us section in the Privacy Statement. Please note that in order for you to assert these rights, we may need to verify your identity to confirm your right to access your personal data. This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. In order to verify your identity, we may need to gather more personal data from you than we currently have.
We’ve appointed the following representatives in the EEA and UK for data protection matters. You can contact our representatives at ab.brandpay@gmail.com
We will respond to all legitimate requests within one month of receipt. In some cases, it may take longer if your request is particularly complex or you have made multiple requests. In such cases, we will notify you and keep you updated.

Your State Privacy Rights:
State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information. Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
- Confirm whether we process their personal information.
- Access and delete certain personal information.
- Data portability.
- Opt-out of personal data processing for targeted advertising and sales.
To exercise any of these rights please send us an email stating your request to ab.brandpay@gmail.com
California users
California Consumer Protection Act
The California Consumer Protection Act (CCPA) and California Privacy Rights Act (CPRA) provides F6S users who are California residents with specific rights regarding the processing of their personal information. Above sections of this Privacy Notice include the categories of consumer personal information F6S processes. Subject to allowable exceptions, you have the right to be informed about what data we hold about you, as well as enjoying the rights to request access, correction, disclosure or deletion of your personal data at any time by contacting F6S using the contact details provided at the end of this Privacy Notice. Other U.S. Privacy laws may also apply, depending on where you are resident.
Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding the use of your personal information.
Right to Opt Out of Sale. CCPA gives you a right to direct a business that sells your personal information to stop selling your personal information and to refrain from doing so in the future. We do not sell any of your personal information and will require our service providers not to sell your personal information.
You also have the right not to be discriminated against for exercising any of the rights listed above.
California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to ab.brandpay@gmail.com
To exercise your right to opt out of the sale or sharing of your personal information, you may contact us at ab.brandpay@gmail.com.



Data Security:
We have implemented measures designed to secure your personal information from accidental losses, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls
Unfortunately, the transmission of information via the internet is not completely secure.Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our the Website or the App. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Website or the App, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Changes to Our Privacy Policy:
We may update our privacy policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new privacy policy on this page with a notice that the privacy policy has been updated or notify you with an in-App alert the first time you use the Website or the App after we make the change.
Contact Information:
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
ab.brandpay@gmail.com

CCPA/CPRA NOTICE AT COLLECTION

- ANNEX 1 -

This California Notice at Collection is provided to California residents in accordance with the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA) (Cal. Civ. Code § 1798.100 et seq.), which together establish comprehensive rights regarding the collection, use, and sharing of personal information.
This notice describes the categories of personal information we collect, the purposes for which we collect it, and whether we sell or share such information

GENERAL PROVISIONS AND CATEGORIES OF PERSONAL DATA COLLECTED
1.1. Scope. This California Notice at Collection is an integral part of our Privacy Notice and applies exclusively to residents of California. It does not extend to individuals residing in other states or countries.
1.2. Precedence. If any provisions of this notice conflict with our general Privacy Notice, the terms of this California Notice at Collection shall prevail for California residents.
1.3. Data Categories and Classification. Pursuant to Section 1798.130 of the CCPA, we classify the personal information we collect using specific category names as mandated by law. The table below outlines these categories along with the corresponding data types as described in our Privacy Notice.


 2. HOW WE USE YOUR PERSONAL DATA
A. Service Functionality and Improvement(a) Service Provision and Maintenance – To ensure uninterrupted access to our services, maintain core functionality, and support continuous operation.
(b) Technical Issue Resolution – To diagnose, troubleshoot, and resolve technical or performance issues affecting the Website or App.
(c) Service Development and Enhancement – To evaluate, improve, and expand our services by introducing new features, refining existing tools, and optimizing user experience.
(d) User Research and Feedback – To conduct surveys, usability testing, and other forms of feedback collection to better understand user needs and improve our products.
B. Communication, Marketing, and Personalization(e) Marketing and Advertising – To deliver targeted promotional content, personalized offers, and marketing communications based on your preferences and behavior (subject to your consent where required).
(f) Personalization – To tailor content, recommendations, and features of the App or Website based on your profile information, such as biography, location, interests, or past activity.
C. Legal, Security, and Risk-Related Purposes(g) Legal and Regulatory Compliance – To comply with applicable laws, respond to lawful requests from public authorities, and satisfy regulatory obligations.
(h) Third-Party Contractual Compliance – To fulfill our duties under agreements with service providers, business partners, affiliates, and processors.
(i) Intellectual Property and Content Management – To investigate and respond to intellectual property claims, moderate content, and enforce platform policies.
(j) Legal Defense and Risk Management – To establish, exercise, or defend legal claims, protect our rights, and reduce exposure to legal and operational risks.
(k) Security, Fraud Prevention, and Risk Mitigation – To detect, prevent, and respond to security incidents, fraudulent behavior, unauthorized access, or misuse of the services.
 3. DATA RETENTION PERIOD
The length of time we retain personal information depends on the category of data, the purpose for which it was collected, applicable legal or regulatory requirements, and our legitimate business interests. Specifically:
(a) Account Data – Retained for as long as your account remains active or as necessary to provide you with our services. If you delete your account, we may retain limited information for a reasonable period of time to comply with legal obligations, enforce our terms, or resolve disputes.
(b) Payment Data – Retained as required by applicable financial and regulatory laws, including tax, accounting, and anti-money laundering legislation. This period is typically between 5 to 10 years from the date of transaction or account closure, depending on the jurisdiction.
(c) Usage Data – Retained for a limited period necessary to support service optimization, analytics, diagnostics, and security. Where such data is anonymized or aggregated in a way that it no longer identifies you, it may be retained indefinitely for statistical, research, or product development purposes.
We regularly review our data retention practices and may adjust retention periods as required by changes in law, business needs, or technical constraints.

4. YOUR RIGHTS AND CHOICES
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) regarding your personal information. These rights include:
(a) Right to Know – You have the right to request detailed information about the personal information we collect, use, disclose, and/or sell. This includes the categories of personal information, the sources from which it was collected, the purposes for which it is used, and the categories of third parties with whom it is shared.
(b) Right to Request Deletion – You may request that we delete the personal information we have collected about you, subject to certain exceptions permitted by law (e.g., compliance with legal obligations, fraud prevention, internal security).
(c) Right to Opt-Out of Sale or Sharing – You have the right to direct us not to sell or share your personal information, including for purposes of cross-context behavioral advertising.
(d) Right to Correct – You may request that we correct any inaccurate personal information we maintain about you.
(e) Right to Limit the Use and Disclosure of Sensitive Personal Information – You may request that we limit our use or disclosure of your sensitive personal information (such as financial data or account credentials) to what is strictly necessary to provide services or fulfill legal obligations.
How to Exercise Your Rights? To exercise any of these rights, you may contact us at ab.brandpay@gmail.com. We will process your request in accordance with applicable laws and within the legally required timeframes. For further details, please refer to the Privacy Policy.

5. HOW TO OPT-OUT OF SALE OR SHARING

5.1. While we do not sell personal information as defined by the CCPA, we may share your personal data with third parties for purposes such as cross-context behavioral advertising. You can opt out of such sharing at any time by using the Opt-Out Choices links above or by contacting us at ab.brandpay@gmail.com.
5.2. If you choose to opt out, we will respect your preference in all applicable circumstances. However, you may need to renew your opt-out settings if you clear your cookies, use a different device, or switch browsers.
5.3. Opting out of the sale or sharing of your personal information may result in reduced personalization of certain services or functionalities that rely on data-sharing.Some features may not function as intended.

6. UPDATES TO THIS NOTICE
6.1. Every 12 month we shall review these Privacy Notice and we may update this California Notice at Collection from time to time to reflect changes in our practices, legal requirements, or other operational reasons.
 6.2.Notification of Material Changes. If we make material changes to this Notice, we will provide you with clear and prominent notice, as required by applicable law. This may include: (a) Displaying a notice on our website (b) Sending an email notification (c) Providing a device or in-app notification
6.3. For the latest updates, we encourage you to review this Notice periodically.
For latest updates, we encourage you to review this Notice periodically.

7. CONTACT US
7.1. For any questions or concerns about this Notice, contact our Data Protection Officer any one of these ways:
Email: ab.brandpay@gmail.com